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Robyn S's avatar

I've been keeping a big spreadsheet with our finances, including current and future spending on it. It's tight. Really tight. And will be for the next 4 years! Hubby and I will be about 50 by the time we have some disposable income to burn! And if we play our cards right, we'll be mortgage-free - again - in about a decade. We did own our own house before, but sold up to build a bigger one (owner-builder, mind you), with more land, in a nicer area. Why? For our kids' futures! If we had chosen not to have children, we would've been very financially comfortable right now. But we've got 4 kids. By choice. And by having children, it seems we have sacrificed financial security. It almost seems like society says 'if you want kids, just have one; two at most. Otherwise you're going to cop it financially.' And that is just so wrong on so many levels.

We're both professionals, and we've worked hard. Our parents do not help us out, even though they can easily afford to. I got given $5K, once, by my mother, and once, by my father - in my entire life. And my father-in-law has loaned us very small sums, twice. Our parents have plenty. Far more than they need. But they won't give much more than lip service to help their families. I think that's really mean. I'd help my kids out if they were in need later on with their own families, especially if I didn't need the $. My friends are far more generous and have loaned me tens of thousands over the years, interest free, and I always pay it back. So yeah, without the generosity of some nice friends (and FWIW, if I had the money, I'd do the same for them), we'd be badly off right now with our 4 children; we would've been unable to finish building our house. There have been so many setbacks/delays, most of them out of our control. We're just trying to get ahead, and it's breaking the bank to do it! Great world we're living in, eh?

It's not just the price of food/goods & services, houses/land that have skyrocketed. Wages haven't kept up, either. And that really matters!

There are only going to be two classes of people, soon: rich and poor. Just how the rich want it...

Barry Wilson's avatar

I like to eat porridge. I usually buy the cheapest ones as they taste the same as the expensive stuff. However both Woolies and IGA sold out of them. Food for some has become expensive.

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